The Car Company are FCA approved, this means we are trained to deal with all things finance and ensure we operate fair lending and transparent packages to suit each individual.

Upon a successful application you are in complete control to proceed with your finance agreement, either by E’Clicking your agreement in the office prior to handover or with recent technology improvements this can now be completed from your own home and delivery can be arranged.

Existing finance can also be settled, all we require is your settlement figure and the details of the finance company your agreement is with. With this information and a vehicle valuation you may have equity within your part exchange which can be used as your deposit towards your next vehicle.

Close Brothers Motor Finance is our main lender and market leader within Northern Ireland and United Kingdom.
 
We also partnered with First Response Finance as their ability to fund applicants who may have had difficulty with finance in the past are given multiple options and joint hire is also available.
 

 
 
 
 
 
 
 
 
 

Finance Terms and Conditions: The Car Company is authorised and regulated by the Financial Conduct Authority under authorisation number 706542. We act as a credit broker and not a lender. We work with a number of carefully selected credit providers who may be able to offer you finance for your purchase. We are only able to offer finance products from these providers. Other offers may be available but cannot be used in conjunction with this offer. A written quotation can be provided on request.

This is not a commitment to lend and applications are subject to approval. All finance is subject to status and income. This indicative quotation is subject to change and final figures will be provided on approval and prior to signing the agreement. Fees shown are already accounted for within the payments displayed and are also included within the total amount payable.

Commissions Disclosure: The Car Company confirm the existence of commissions payable within our business (either a fixed fee or a fixed percentage of the amount you borrow). We receive commission, fees and financial remuneration for the services and products we provide and sell. The lenders we work with could pay commission at different rates. However, the amount of commission we receive from a lender does not have an effect on the amount you pay to that lender under your credit agreement.

We disclose the existence of commission and upon request, the amount of any commissions payable for transparency with our customers. We do this to ensure that the customer's decision to purchase one of our products or services is fully informed. The amount of commissions payable to any credit broker may materially influence the customer's decision to enter into the credit agreement or not. We provide commission disclosures before customers enter into any credit agreement so that our customers can rest assured that the product or service recommended to them is not based on the financial payment the broker stands to gain out of the agreement.

We are required to disclose, in good time before a credit agreement is made, the existence of commissions payable within our business. We will also disclose to you the commission model that our business relies on so you may confirm it is not discretionary. When you request it, we will disclose the amount of commissions payable. You can submit a request for a commission disclosure at any time. Our details are;

Address: The Car Company, 67 Upper Braniel Road Belfast BT5 7TX, BT57TX

Phone: 02890448540

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